Colorado · Direct Lender
Small business loans in Colorado
Why CO owners choose Affirmative Funding
Same-day funding for Colorado businesses
Front Range growth and a strong tourism economy keep Colorado owners investing in locations, staff and equipment. From Denver to the rest of the state, Affirmative Funding underwrites on your bank deposits rather than your credit score, which is why businesses in Construction, Restaurants, Retail Stores and Professional Services get approved when banks say no.
- ✓$10,000 to $5,000,000 in funding
- ✓Decision in minutes, funds as soon as today
- ✓Soft credit check — no impact on your score
- ✓Rates from prime, terms up to 5 years, no hidden fees
$20,000+
monthly business revenue
6+ months
in business
$10K – $5M
funding range
Same day
funding once finalized
Industries
Who gets funded in Colorado
The CO businesses we see most are in Construction, Restaurants, Retail Stores and Professional Services, but the rule is simple: $20,000 or more a month in revenue and six months in business, in any industry.
Construction & Contractors
Materials and supplier deposits for a new job · Payroll between progress payments · Equipment and vehicle purchases
Restaurants & Hospitality
Kitchen equipment and walk-in replacement · Renovations, patios and second locations · Payroll through slow seasons
Retail Stores
Seasonal and holiday inventory · Bulk purchasing and supplier discounts · Store build-outs and fixtures
Professional Services
Hiring ahead of new contracts · Bridging slow-paying clients · Office expansion and technology
Cities
Colorado cities we fund
Because everything happens online, a Denver owner and an owner three hours away get the same three-minute application and the same same-day timeline. We actively fund in Denver, Colorado Springs, Aurora and Fort Collins and statewide.
- Denver, CO
- Colorado Springs, CO
- Aurora, CO
- Fort Collins, CO
Colorado business funding FAQ
Can any Colorado business apply?+
Yes. Affirmative Funding funds businesses in every Colorado city and county. The only requirements are $20,000+ in monthly revenue, 6+ months in business and a U.S. business bank account.
How quickly does funding arrive in Colorado?+
The application takes about three minutes and decisions come back in minutes. Once your file is finalized, funds are typically sent the same business day to your Colorado business bank account.
Do you work with Colorado businesses directly?+
Affirmative Funding is a direct lender serving businesses in all 50 states, including Colorado. We fund from our own capital, so there is no broker and no broker fee.
Can I qualify in Colorado with bad credit?+
Often, yes. Approval is based on your revenue and bank activity, not credit score alone. A CO business with consistent deposits of $20,000+ a month is a strong candidate.
Business funding in other states
See what your Colorado business qualifies for
Apply in three minutes with your last three bank statements. A dedicated specialist reviews your file and presents clear terms, usually within minutes.