📦 E-commerce & Online Sellers

Business loans for e-commerce brands and marketplace sellers

Affirmative Funding approves e-commerce brands and marketplace sellers on their bank deposits, not their credit score. $20,000+ a month and six months in business qualifies for $10,000 to $5,000,000, often funded the same day.
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The cash-flow reality

Why e-commerce brands and marketplace sellers need capital that moves fast

Online sellers scale on inventory and ad spend. Marketplaces hold payouts for two weeks, suppliers want deposits up front, and a winning product needs capital to keep it in stock. Banks rarely understand the model; a revenue-based lender does.

Common uses of funding for e-commerce brands and marketplace sellers

  • ✓Inventory and supplier deposits
  • ✓Paid advertising to scale a winning product
  • ✓Fulfillment and 3PL costs
  • ✓Launching new SKUs
  • ✓Bridging marketplace payout holds

E-commerce & Online Sellers funding FAQ

Do you fund Amazon FBA sellers?+

Yes. FBA, Shopify, Etsy, Walmart and multi-channel sellers are funded regularly based on payout deposits.

Can I use funding for ads?+

Yes. Many sellers use working capital specifically to scale advertising on a product that is already converting.

What do e-commerce brands and marketplace sellers need to qualify?+

$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.

How much can a e-commerce & online sellers business get?+

From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.

Get funded as a e-commerce brands owner

Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.