🏋️ Gyms & Fitness Studios
Business loans for gyms, fitness studios and martial-arts schools
The cash-flow reality
Why gyms, fitness studios and martial-arts schools need capital that moves fast
Fitness businesses have recurring membership revenue and big equipment and build-out costs. January surges and summer dips are predictable, and the best owners invest ahead of them.
Common uses of funding for gyms, fitness studios and martial-arts schools
- ✓Equipment and flooring
- ✓Studio build-outs and expansions
- ✓Marketing before peak enrollment seasons
- ✓New programs and instructors
- ✓Second locations
Which product fits a gyms & fitness studios business?
Same-Day Working Capital
Short-term capital approved on deposits. Decision in minutes, funds as soon as today.
Revenue-Based Financing
Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.
Term Loans
Fixed payments over up to five years, rates from prime for qualified businesses.
Equipment Financing
Finance a specific machine or vehicle with the equipment as collateral.
Gyms & Fitness Studios funding FAQ
Can I fund a second location?+
Yes. Expansion capital for build-out and equipment is a common use for studios with a proven first location.
Do you require a franchise?+
No. Independent gyms and franchisees both qualify on the same revenue basis.
What do gyms, fitness studios and martial-arts schools need to qualify?+
$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.
How much can a gyms & fitness studios business get?+
From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.
Other industries we fund
- Trucking & Transportation
- Restaurants & Hospitality
- Construction & Contractors
- Medical & Dental Practices
- Retail Stores
- E-commerce & Online Sellers
- Auto Repair & Body Shops
- Salons, Spas & Barbershops
- Manufacturing & Machine Shops
- Landscaping & Lawn Care
- Professional Services
- Cleaning & Janitorial
- Agriculture & Farming
- Wholesale & Distribution
- Home Services (HVAC, Plumbing, Electrical)
Get funded as a gyms owner
Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.