🍽️ Restaurants & Hospitality
Business loans for restaurants, bars, cafes and caterers
The cash-flow reality
Why restaurants, bars, cafes and caterers need capital that moves fast
Restaurants run on thin margins and daily card deposits. Equipment fails without warning, rent and payroll never wait, and a slow month can wipe out the cushion built in a good one. Revenue-based repayment was practically designed for this business.
Common uses of funding for restaurants, bars, cafes and caterers
- ✓Kitchen equipment and walk-in replacement
- ✓Renovations, patios and second locations
- ✓Payroll through slow seasons
- ✓Bulk food and beverage purchasing
- ✓Marketing and delivery platform fees
Which product fits a restaurants & hospitality business?
Same-Day Working Capital
Short-term capital approved on deposits. Decision in minutes, funds as soon as today.
Revenue-Based Financing
Repay a small percentage of sales, so slow weeks cost less. Ideal for seasonal businesses.
Term Loans
Fixed payments over up to five years, rates from prime for qualified businesses.
Equipment Financing
Finance a specific machine or vehicle with the equipment as collateral.
Restaurants & Hospitality funding FAQ
Do you fund new restaurants?+
We fund restaurants that have been open for 6 months or more with $20,000+ in monthly revenue. Pre-opening financing is not something we offer.
Can repayment follow my card sales?+
Yes. Revenue-based financing takes a small fixed percentage of sales, so slow days cost you less.
What do restaurants, bars, cafes and caterers need to qualify?+
$20,000+ in monthly business revenue, 6+ months in business and a U.S. business bank account. Three months of bank statements are the only documents needed to start.
How much can a restaurants & hospitality business get?+
From $10,000 to $5,000,000. Most businesses qualify for roughly 70% to 120% of their monthly revenue, with larger amounts for longer-term products.
Other industries we fund
- Trucking & Transportation
- Construction & Contractors
- Medical & Dental Practices
- Retail Stores
- E-commerce & Online Sellers
- Auto Repair & Body Shops
- Salons, Spas & Barbershops
- Manufacturing & Machine Shops
- Landscaping & Lawn Care
- Professional Services
- Cleaning & Janitorial
- Gyms & Fitness Studios
- Agriculture & Farming
- Wholesale & Distribution
- Home Services (HVAC, Plumbing, Electrical)
Get funded as a restaurants owner
Three minutes to apply. Three months of bank statements. A real decision in minutes from a direct lender.